产品型号：iPhone 13
系统版本：iOS 15.2
软件版本：支付宝10.2.38
如果目前花呗系统评估不可用，建议客户查询原因，找到具体问题后再采取相应的解决方案。例如，如果是由于逾期还款，客户需要尽快还清逾期债务，然后建立信用。如果逾期情况严重，短期内很难修复信用。预计客户首先要保持3到6个月的良好信用。
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