产品型号：iPhone 12
系统版本：iOS 14.4.1
软件版本：支付宝10.2.10
买家使用花呗支付的订单手续费由卖家承担。手续费率为交易金额的1%。订单交易成功后，将自动扣除手续费。货款将在订单确认收到后支付给商家，就像日常订单一样。订单成交成功（确认收货）前，不收取花呗手续费；订单成交成功后将收取花呗手续费。若发生售后退款，手续费不予退还；手续费抵扣明细需要登录支付宝账单中查看。
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