产品型号：华为Mate 40
系统版本：EMUI 11.0
软件版本：微信8.0
微信零钱通每天计算一次收益，收益率约为：4.7%。以1万元为例，如果存入灵钱通，每天的收入约为1.3元。计算方法：100004.7%1天/360天=1.31（元）。微信推出的零钱通其实和余额宝很相似，可以实现支付和理财两大服务方式。
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