产品型号：iPhone 13
系统版本：iOS 15.3
软件版本：支付宝10.2.56
花呗已停用。可能是花呗激活后一直没有使用过，导致系统判断客户不需要使用而冻结了。也有可能是因为最近逾期还款，个人信用受到损害，所以系统冻结了信用额度。也可能是由于账户信息频繁变动或者花呗额度提现，触发系统风控。等待系统风控结束即可。
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